What is it about?

Our study examines if retirees living in New Zealand are able to maintain a level of wealth similar to their status prior to retiring after taking into accounting housing assets and living arrangements. We find that house owners have higher financial adequacy in retirement.

Featured Image

Why is it important?

The study is important because many New Zealanders invest in housing as a form of wealth. However, there is a growing gap in the number of housing owners. We examine the impact of housing ownership and living arrangements on wealth in retirement.


This study is very important because it provides hard evidence that house ownership is critical to financial adequacy in retirement for New Zealanders. Lack of housing wealth reduces financial adequacy in retirement.

Helen Roberts
University of Otago

Read the Original

This page is a summary of: Housing liquidation and financial adequacy of retirees in New Zealand, Housing Studies, April 2019, Taylor & Francis,
DOI: 10.1080/02673037.2019.1585522.
You can read the full text:



The following have contributed to this page