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  1. Academic directors on bank boards: Do they add value?

    Article • Corporate Governance The International Journal of Business in Society, February 2026, Emerald

    Dr. Saibal Ghosh

  2. Creditor rights, zombie firms and real activity: evidence from India

    Article • Applied Economics Letters, March 2025, Taylor & Francis

    Dr. Saibal Ghosh

  3. How impactful is G2P in driving account activity? Indian evidence

    Article • Journal of Open Innovation Technology Market and Complexity, March 2025, Elsevier

    Dr. Saibal Ghosh

  4. Rebounding from a Pandemic: Access to Credit, Gender, and Productivity of Indian SMEs

    Article • Indian Journal of Labour Economics, February 2025, Springer Science + Business Media

    Dr. Saibal Ghosh

  5. Tone at the top: leadership makeover and ESG focus in Indian private banks

    Article • International Journal of Disclosure and Governance, January 2025, Springer Science + Business Media

    Dr. Saibal Ghosh

  6. IFRS-9, expected loan loss provisioning and bank liquidity creation: early evidence

    Article • Accounting Research Journal, July 2024, Emerald

    Dr. Saibal Ghosh

  7. Social unrest and bank liquidity creation: evidence from MENA banks

    Article • Journal of Financial Economic Policy, June 2024, Emerald

    Dr. Saibal Ghosh

  8. Do deeds match words? India’s monetary policy needs to “walk the talk” for inflation anchoring

    Article • Journal of Policy Modeling, June 2024, Elsevier

    Dr. Saibal Ghosh

  9. SMEs and financial dependence: how important are foreign banks?

    Article • Indian Growth and Development Review, April 2024, Emerald

    Dr. Saibal Ghosh

  10. Gender and SME credit: post-COVID-19 evidence for India

    Article • Applied Economics Letters, March 2024, Taylor & Francis

    Dr. Saibal Ghosh

  11. MACROPRUDENTIAL POLICIES AND BANK RISK: DOES LANGUAGE MATTER?

    Article • The Singapore Economic Review, March 2024, World Scientific Pub Co Pte Lt

    Dr. Saibal Ghosh

  12. Do bankers on board fulfill their role? Corporate social responsibility, environmental concerns and firm leverage

    Article • Corporate Social Responsibility and Environmental Management, February 2024, Wiley

    Dr. Saibal Ghosh

  13. Liquidity Hoarding and Politics: The Role of Elections

    Article • Journal of Quantitative Economics, January 2024, Springer Science + Business Media

    Dr. Saibal Ghosh

  14. Are asset quality weaknesses holding back bank lending? Evidence from MENA region

    Article • Middle East Development Journal, January 2024, Taylor & Francis

    Dr. Saibal Ghosh

  15. International banking: Rolling on a coaster

    Article • January 2024, Elsevier

    Dr. Saibal Ghosh

  16. The behavior of Islamic and conventional banks around the pandemic: cross-country evidence

    Article • Islamic Economic Studies, October 2023, Emerald

    Dr. Saibal Ghosh

  17. Does climate legislation matter for bank lending? Evidence from MENA countries

    Article • Ecological Economics, October 2023, Elsevier

    Dr. Saibal Ghosh

  18. Excess cash or excess headache? Demonetisation and bank behaviour in India

    Article • Studies in Economics and Finance, August 2023, Emerald

    Dr. Saibal Ghosh

  19. Social unrest and corporate behaviour during the Arab Spring period

    Article • The Journal of Economic Asymmetries, June 2023, Elsevier

    Dr. Saibal Ghosh

  20. Bank risk and returns: did prompt corrective action make a difference?

    Article • Journal of Financial Regulation and Compliance, May 2023, Emerald

    Dr. Saibal Ghosh

  21. Stability versus soundness: what matters for women central bank governors?

    Article • Economic Change and Restructuring, April 2023, Springer Science + Business Media

    Dr. Saibal Ghosh

  22. Financial dependence, labour regimes and industry growth: Do creditor rights matter?

    Article • Journal of Social and Economic Development, March 2023, Springer Science + Business Media

    Dr. Saibal Ghosh

  23. Credit quality determinants of banks: how important are bankruptcy reforms?

    Article • International Journal of Operations & Production Management, February 2023, Emerald

    Dr. Saibal Ghosh

  24. Auditor Exits and Firm Performance: Is There a Link?

    Article • Journal of Emerging Market Finance, February 2023, SAGE Publications

    Dr. Saibal Ghosh

  25. Gender and discouraged borrowers: Evidence from India

    Article • Journal of International Development, February 2023, Wiley

    Dr. Saibal Ghosh

  26. Religion, caste and access to credit by SMEs: Is there a link?

    Article • Cogent Economics & Finance, December 2022, Taylor & Francis

    Dr. Saibal Ghosh

  27. Reviving lending or safeguarding stability: what purpose did recapitalization serve?

    Article • Macroeconomics and Finance in Emerging Market Economies, December 2022, Taylor & Francis

    Dr. Saibal Ghosh

  28. Political connections and bank behaviour

    Article • Economic Notes, December 2022, Wiley

    Dr. Saibal Ghosh

  29. Financial inclusion and banking stability: Does interest rate repression matter?

    Article • Finance Research Letters, December 2022, Elsevier

    Dr. Saibal Ghosh

  30. Firm Performance and Productivity: Is Labour an Obstacle?

    Article • Indian Journal of Labour Economics, September 2022, Springer Science + Business Media

    Dr. Saibal Ghosh

  31. Financial inclusion and linguistic diversity

    Article • Applied Economics Letters, July 2022, Taylor & Francis

    Dr. Saibal Ghosh

  32. Gender and financial inclusion: does technology make a difference?

    Article • Gender Technology and Development, May 2022, Taylor & Francis

    Dr. Saibal Ghosh

  33. Elections and provisioning behavior: Assessing the Indian evidence

    Article • Economic Systems, March 2022, Elsevier

    Dr. Saibal Ghosh

  34. Religiosity and bank performance: How strong is the link?

    Article • Journal of Behavioral and Experimental Finance, March 2022, Elsevier

    Dr. Saibal Ghosh

  35. Creditor rights and lending relationships

    Article • Applied Economics Letters, February 2022, Taylor & Francis

    Dr. Saibal Ghosh

  36. Political empowerment of women and financial inclusion: Is there a link?

    Article • Social Sciences & Humanities Open, January 2022, Elsevier

    Dr. Saibal Ghosh

  37. Monetary Policy Pass-through, Ownership and Crisis: How Robust is the Indian Evidence?

    Article • Margin The Journal of Applied Economic Research, November 2021, SAGE Publications

    Dr. Saibal Ghosh

  38. Does financial interconnectedness affect monetary transmission? Evidence from India

    Article • Macroeconomics and Finance in Emerging Market Economies, December 2020, Taylor & Francis

    Dr. Saibal Ghosh

  39. Funding for start-ups in India: what shakes it?

    Article • Journal of Entrepreneurship in Emerging Economies, December 2020, Emerald

    Dr. Saibal Ghosh

  40. Financial Inclusion in India: Does Distance Matter?

    Article • South Asia Economic Journal, September 2020, SAGE Publications

    Dr. Saibal Ghosh

  41. Financial misconduct in Indian banks: what matters and what doesn’t?

    Article • The Journal of Risk Finance, May 2020, Emerald

    Dr. Saibal Ghosh

  42. Access to and use of finance in India: does religion matter?

    Article • Indian Economic Review, May 2020, Springer Science + Business Media

    Dr. Saibal Ghosh

  43. Depositor discipline, financial crisis and macroprudential policies

    Article • Journal of Islamic Accounting and Business Research, January 2020, Emerald

    Dr. Saibal Ghosh

  44. Bank Lending and Monetary Transmission: Does Politics Matter?

    Article • Journal of Quantitative Economics, November 2019, Springer Science + Business Media

    Dr. Saibal Ghosh

  45. Lending Relationships, Borrowing Costs and Crisis: Evidence from Indian Micro Data

    Article • Global Business Review, July 2019, SAGE Publications

    Dr. Saibal Ghosh

  46. Corporate distress, troubled debt restructurings and equity stripping

    Article • South Asian Journal of Business Studies, March 2019, Emerald

    Dr. Saibal Ghosh

  47. Financial inclusion, economic growth and mobile telephony in India: analysing the nexus

    Article • Innovation and Development, January 2019, Taylor & Francis

    Dr. Saibal Ghosh

  48. Loan delinquency in banking systems: How effective are credit reporting systems?

    Article • Research in International Business and Finance, January 2019, Elsevier

    Dr. Saibal Ghosh

  49. Bad luck, Bad policy or Bad banking? Understanding the financial management behavior of MENA banks

    Article • Journal of Multinational Financial Management, December 2018, Elsevier

    Dr. Saibal Ghosh

  50. Board characteristics and financial performance: Evidence from Indian cooperative banks

    Article • Journal of Co-operative Organization and Management, December 2018, Elsevier

    Dr. Saibal Ghosh

  51. Biometric identification, financial inclusion and economic growth in India: does mobile penetration matter?

    Article • Information Technology for Development, October 2018, Taylor & Francis

    Dr. Saibal Ghosh

  52. Financial inclusion through a public works programme: Does left‐wing extremism make a difference?

    Article • Development Policy Review, October 2018, Wiley

    Dr. Saibal Ghosh

  53. Are women really risk-averse? The lending behavior of women-owned banking cooperatives in India

    Article • Equality Diversity and Inclusion An International Journal, August 2018, Emerald

    Dr. Saibal Ghosh

  54. Capital structure, ownership and crisis: evidence from Middle East and North African banks

    Article • Accounting Research Journal, July 2018, Emerald

    Dr. Saibal Ghosh

  55. Capital structure, ownership and crisis: how different are banks?

    Article • Journal of Financial Regulation and Compliance, May 2018, Emerald

    Dr. Saibal Ghosh

  56. Governance reforms and performance of MENA banks: Are disclosures effective?

    Article • Global Finance Journal, May 2018, Elsevier

    Dr. Saibal Ghosh

  57. An index of legislators’ performance: evidence from Indian parliamentary data

    Article • Journal of Social and Economic Development, April 2018, Springer Science + Business Media

    Dr. Saibal Ghosh

  58. Does Government Activism Affect Second-hand Car Prices? Evidence from a Natural Experiment

    Article • Margin The Journal of Applied Economic Research, January 2018, SAGE Publications

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  59. Banking and credit extension: does religious diversity matter?

    Article • International Journal of Social Economics, December 2017, Emerald

    Dr. Saibal Ghosh

  60. Financial Inclusion Through Public Works Program: Does Gender-Based Violence Make a Difference?

    Article • Gender Issues, October 2017, Springer Science + Business Media

    Dr. Saibal Ghosh

  61. Corporate governance reforms and bank performance: evidence from the Middle East and North Africa

    Article • Corporate Governance The International Journal of Business in Society, October 2017, Emerald

    Dr. Saibal Ghosh

  62. Broadband penetration and economic growth: Do policies matter?

    Article • Telematics and Informatics, August 2017, Elsevier

    Dr. Saibal Ghosh

  63. Financial inclusion, biometric identification and mobile: unlocking the JAM trinity

    Article • International Journal of Development Issues, July 2017, Emerald

    Dr. Saibal Ghosh

  64. Capital buffers in Middle East and North Africa (MENA) banks: is market discipline important?

    Article • International Journal of Islamic and Middle Eastern Finance and Management, June 2017, Emerald

    Dr. Saibal Ghosh

  65. Labour laws and innovation: Evidence from Indian states

    Article • Indian Journal of Labour Economics, June 2017, Springer Science + Business Media

    Dr. Saibal Ghosh

  66. Political Federalism and Innovation: Are de jure Labor Regulations Absolute?

    Article • Asian Journal of Law and Economics, May 2017, De Gruyter

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  67. Ownership, evergreening and crisis: an analysis of bank–firm relationships in India

    Article • Macroeconomics and Finance in Emerging Market Economies, May 2017, Taylor & Francis

    Dr. Saibal Ghosh

  68. Does central bank governors term in office matter for macroprudential policies? Evidence from MENA banks

    Article • Research in International Business and Finance, April 2017, Elsevier

    Dr. Saibal Ghosh

  69. What Constrains Financial Inclusion for Women? Evidence from Indian Micro data

    Article • World Development, April 2017, Elsevier

    Dr. Saibal Ghosh

  70. Why is it a man’s world, after all? Women on bank boards in India

    Article • Economic Systems, March 2017, Elsevier

    Dr. Saibal Ghosh

  71. Electoral Cycles and Project Outcomes

    Article • Journal of Quantitative Economics, February 2017, Springer Science + Business Media

    Dr. Saibal Ghosh

  72. Billionaire Wealth, Firm Performance and Financial Crisis: An Empirical Analysis for India

    Article • South Asian Journal of Macroeconomics and Public Finance, December 2016, SAGE Publications

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  73. Does economic freedom matter for risk-taking? Evidence from MENA banks

    Article • Review of Behavioral Finance, November 2016, Emerald

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  74. Banker on board and innovative activity

    Article • Journal of Business Research, October 2016, Elsevier

    Dr. Saibal Ghosh

  75. Does mobile telephony spur growth? Evidence from Indian states

    Article • Telecommunications Policy, October 2016, Elsevier

    Dr. Saibal Ghosh

  76. Productivity, ownership and firm growth: evidence from Indian banks

    Article • International Journal of Emerging Markets, September 2016, Emerald

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  77. How Do Banks Influence Firm Capital Structure?

    Article • Journal of Corporate Accounting & Finance, August 2016, Wiley

    Dr. Saibal Ghosh

  78. Capital Buffer, Credit Risk and Liquidity Behaviour: Evidence for GCC Banks

    Article • Comparative Economic Studies, June 2016, Springer Science + Business Media

    Dr. Saibal Ghosh

  79. How important is mobile telephony for economic growth? Evidence from MENA countries

    Article • Info, May 2016, Emerald

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  80. Political transition and bank performance: How important was the Arab Spring?

    Article • Journal of Comparative Economics, May 2016, Elsevier

    Dr. Saibal Ghosh

  81. A Quality of Growth Index

    Article • South Asia Economic Journal, February 2016, SAGE Publications

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  82. Macroprudential policies, crisis and risk-taking

    Article • Journal of Islamic Accounting and Business Research, February 2016, Emerald

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  83. Environmental standards and political federalism: Do labor legislations matter?

    Article • Environmental Development, December 2015, Elsevier

    Dr. Saibal Ghosh

  84. Trade Credit, Bank Credit and Crisis: Some Empirical Evidence for India?

    Article • Margin The Journal of Applied Economic Research, November 2015, SAGE Publications

    Dr. Saibal Ghosh

  85. Credit growth and macroprudential regulation: is ownership important?

    Article • International Journal of Law and Management, May 2015, Emerald

    Dr Saibal Ghosh, Dr. Saibal Ghosh

  86. Macroprudential regulation and bank behaviour: theory and evidence from a quasi-natural experiment

    Article • Macroeconomics and Finance in Emerging Market Economies, December 2014, Taylor & Francis

    Dr. Saibal Ghosh

  87. Risk, capital and financial crisis: Evidence for GCC banks

    Article • Borsa Istanbul Review, September 2014, Elsevier

    Dr. Saibal Ghosh

  88. Macroprudential regulation and bank performance: Does ownership matter?

    Article • Journal of Banking Regulation, December 2013, Springer Science + Business Media

    Dr. Saibal Ghosh

  89. Do economic reforms matter for manufacturing productivity? Evidence from the Indian experience

    Article • Economic Modelling, March 2013, Elsevier

    Dr. Saibal Ghosh

  90. The economics and politics of output volatility: evidence from Indian states

    Article • International Review of Applied Economics, January 2013, Taylor & Francis

    Dr. Saibal Ghosh

  91. Foreign Banks in India: Liabilities or Assets?

    Article • Economic Papers A journal of applied economics and policy, June 2012, Wiley

    Dr. Saibal Ghosh

  92. Does R&D intensity influence leverage? Evidence from Indian firm-level data

    Article • Journal of International Entrepreneurship, March 2012, Springer Science + Business Media

    Dr. Saibal Ghosh

  93. Does financial outreach engender economic growth? Evidence from Indian states

    Article • Journal of Indian Business Research, June 2011, Emerald

    Dr. Saibal Ghosh

  94. R&D in Public Enterprises

    Article • Science Technology and Society, May 2011, SAGE Publications

    Dr. Saibal Ghosh

  95. Disinvestment, Lending Relationships and Executive Compensation

    Article • Global Business Review, May 2011, SAGE Publications

    Dr. Saibal Ghosh

  96. Firm ownership type, earnings management and auditor relationships: evidence from India

    Article • Managerial Auditing Journal, April 2011, Emerald

    Dr. Saibal Ghosh

  97. A simple index of banking fragility: application to Indian data

    Article • The Journal of Risk Finance, March 2011, Emerald

    Dr. Saibal Ghosh

  98. Does Political Competition Matter for Economic Performance? Evidence from Sub-National Data

    Article • Political Studies, November 2010, SAGE Publications

    Dr. Saibal Ghosh

  99. Firm characteristics, financial composition and response to monetary policy

    Article • Journal of Indian Business Research, October 2010, Emerald

    Dr. Saibal Ghosh

  100. Firm Performance and CEO Pay

    Article • The Journal of Entrepreneurship, September 2010, SAGE Publications

    Dr. Saibal Ghosh

  101. HOW DID STATE‐OWNED BANKS RESPOND TO PRIVATIZATION? EVIDENCE FROM THE INDIAN EXPERIMENT

    Article • Annals of Public and Cooperative Economics, August 2010, Wiley

    Dr. Saibal Ghosh

  102. AFFILIATION AND FIRM PERFORMANCE: EVIDENCE FROM INDIAN BUSINESS GROUPS

    Article • Manchester School, June 2010, Wiley

    Dr. Saibal Ghosh

  103. Credit Growth, Bank Soundness and Financial Fragility

    Article • South Asia Economic Journal, March 2010, SAGE Publications

    Dr. Saibal Ghosh

  104. Do productivity and ownership really matter for growth? Firm-level evidence

    Article • Economic Modelling, November 2009, Elsevier

    Dr. Saibal Ghosh

  105. Financial deregulation and profit efficiency: A nonparametric analysis of Indian banks

    Article • Journal of Economics and Business, November 2009, Elsevier

    Dr. Saibal Ghosh

  106. Productivity and Financial Structure

    Article • Global Business Review, July 2009, SAGE Publications

    Dr. Saibal Ghosh

  107. Charter value and risk-taking: evidence from Indian banks

    Article • Journal of the Asia Pacific Economy, June 2009, Taylor & Francis

    Dr. Saibal Ghosh

  108. R&D in Indian manufacturing enterprises: what shapes it?

    Article • Economics of Innovation and New Technology, June 2009, Taylor & Francis

    Dr. Saibal Ghosh

  109. Bank risk, charter value and depositor discipline: a simultaneous equations approach

    Article • Applied Economics Letters, March 2009, Taylor & Francis

    Dr. Saibal Ghosh

  110. Does divestment matter for firm performance?

    Article • Economic Systems, December 2008, Elsevier

    Dr. Saibal Ghosh

  111. Leverage, foreign borrowing and corporate performance: firm-level evidence for India

    Article • Applied Economics Letters, July 2008, Taylor & Francis

    Dr. Saibal Ghosh

  112. Regulatory Pressure, Market Discipline, and Bank Spreads in India: An Empirical Exploration

    Article • Global Economic Review, June 2008, Taylor & Francis

    Dr. Saibal Ghosh

  113. Does Financial Liberalization Lower Problem Loans in Banks?

    Article • Economic Notes, January 2008, Wiley

    Dr. Saibal Ghosh

  114. Competition in Indian Banking

    Article • South Asia Economic Journal, December 2007, SAGE Publications

    Dr. Saibal Ghosh

  115. Loan Loss Provisions, Earnings, Capital Management and Signalling: Evidence from Indian Banks1

    Article • Global Economic Review, June 2007, Taylor & Francis

    Dr. Saibal Ghosh

  116. Leverage, managerial monitoring and firm valuation: A simultaneous equation approach

    Article • Research in Economics, June 2007, Elsevier

    Dr. Saibal Ghosh

  117. Promoting market discipline through interest rates: does financial liberalization matter?

    Article • Applied Economics Letters, February 2007, Taylor & Francis

    Dr. Saibal Ghosh

  118. Bank monitoring, managerial ownership and Tobin's Q: an empirical analysis for India

    Article • Managerial and Decision Economics, January 2007, Wiley

    Dr. Saibal Ghosh

  119. An Empirical Analysis of the Off-Balance Sheet Activities of Indian Banks

    Article • Journal of Emerging Market Finance, January 2007, SAGE Publications

    Dr. Saibal Ghosh

  120. Board diligence, director business and corporate governance

    Article • Corporate Board role duties and composition, January 2007, Virtus Interpress

    Dr. Saibal Ghosh

  121. Bank Debt Use and Firm Size: Indian Evidence

    Article • Small Business Economics, December 2006, Springer Science + Business Media

    Dr. Saibal Ghosh

  122. Do board characteristics affect corporate performance? Firm-level evidence for India

    Article • Applied Economics Letters, June 2006, Taylor & Francis

    Dr. Saibal Ghosh

  123. Did financial liberalization ease financing constraints? Evidence from Indian firm-level data

    Article • Emerging Markets Review, June 2006, Elsevier

    Dr. Saibal Ghosh

  124. Does leverage influence banks' non-performing loans? Evidence from India

    Article • Applied Economics Letters, December 2005, Taylor & Francis

    Dr. Saibal Ghosh

  125. Financial deregulation and efficiency: An empirical analysis of Indian banks during the post reform period

    Article • Review of Financial Economics, August 2005, Wiley

    Dr. Saibal Ghosh

  126. Size, Non-Performing Loan, Capital and Productivity Change: Evidence From Indian State-Owned Banks

    Article • Journal of Quantitative Economics, July 2005, Springer Science + Business Media

    Dr. Saibal Ghosh

  127. Depositor Discipline in the Banking Sector in India: An Empirical Investigation

    Article • Journal of Quantitative Economics, January 2005, Springer Science + Business Media

    Dr. Saibal Ghosh

  128. CREDIT RATING AND BANK BEHAVIOUR IN INDIA: POSSIBLE IMPLICATIONS OF THE NEW BASEL ACCORD

    Article • The Singapore Economic Review, April 2004, World Scientific Pub Co Pte Lt

    Dr. Saibal Ghosh

  129. Capital requirements and bank behaviour: an empirical analysis of Indian public sector banks

    Article • Journal of International Development, February 2003, Wiley

    Dr. Saibal Ghosh

  130. Productivity, Wages and Human Capital

    Article • Journal of Quantitative Economics, January 2003, Springer Science + Business Media

    Dr. Saibal Ghosh

  131. DOES MONETARY POLICY MATTER FOR CORPORATE GOVERNANCE? FIRM-LEVEL EVIDENCE FROM INDIA

    Article • Emerald

    Dr. Saibal Ghosh