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  1. Why Agricultural Cooperatives May Be Better Prepared for Financial Difficulties

    Article • Journal of Co-operative Organization and Management, December 2026, Elsevier

    Dr. Ricardo Teruel-Gutiérrez

  2. What Financial Warning Signs Appear Before Agricultural Businesses Close?

    Article • Agricultural Finance Review, October 2026, Emerald

    Dr. Ricardo Teruel-Gutiérrez

  3. How Ethereum ETFs Have Changed the Way Crypto Markets React to US Inflation News

    Article • Digital Finance, September 2026, Springer Science + Business Media

    Dr. Ricardo Teruel-Gutiérrez

  4. Bitcoin or Gold: Which Offers Better Protection During Financial Market Turmoil?

    Article • Finance Research Letters, September 2026, Elsevier

    Dr. Ricardo Teruel-Gutiérrez

  5. Why Unfair Charges and Unresolved Complaints Lead to the Worst Ride-Hailing Reviews

    Article • Journal of Retailing and Consumer Services, August 2026, Elsevier

    Dr. Ricardo Teruel-Gutiérrez

  6. Why Unfair Billing Can Frustrate Telecom Customers More Than Technical Problems

    Article • Quality Management Journal, July 2026, Taylor & Francis

    Dr. Ricardo Teruel-Gutiérrez

  7. Why a Single ESG Score Cannot Tell the Whole Story of Corporate Sustainability

    Article • Business Strategy and the Environment, July 2026, Wiley

    Dr. Ricardo Teruel-Gutiérrez

  8. Can Countries Grow Their Economies While Reducing Carbon Emissions?

    Article • Sustainability, January 2026, MDPI AG

    Dr. Ricardo Teruel-Gutiérrez

  9. Can Financial Data Help Governments Identify Risks in Defence Subcontracting?

    Article • Public Money & Management, October 2025, Taylor & Francis

    Dr. Ricardo Teruel-Gutiérrez

  10. How Water Pollution Reduces Holiday Rental Prices: Evidence from Spain's Mar Menor

    Article • Revista de Métodos Cuantitativos para la Economía y la Empresa, December 2022, Universidad Pablo de Olavide

    Dr. Ricardo Teruel-Gutiérrez

  11. Why Hotel Location Matters for Sustainable Tourism Practices

    Article • Journal of Sustainable Tourism, November 2021, Taylor & Francis

    Dr. Ricardo Teruel-Gutiérrez

  12. How Instagram Hotspots Are Linked to Airbnb Prices in Barcelona

    Article • The Annals of Regional Science, June 2021, Springer Science + Business Media

    Dr. Ricardo Teruel-Gutiérrez

  13. Sustainability as a Corporate Strategy: A Performance Comparison of Green and Non-green SME Hotels

    Article • Small Business International Review, July 2020, Asociacion Espanola de Contabilidad y Administracion de Empresas (AECA)

    Dr. Ricardo Teruel-Gutiérrez