What is it about?
The purpose of this article is to evaluate the information quality generated by ChatGPT on rules of thumb in personal finance.
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Why is it important?
This is the first of attempts to use ChatGPT to generate relevant information regarding rules of thumb in personal finance, which provides experience and lessons for future researchers who will take similar approaches when conducting research.
Perspectives
Using ChatGPT is efficient to generate items on a certain topic but the information quality is questionable and needs to be verified. We may treat ChatGPT as a naïve research assistant and ask it to do initial idea generation work. Researchers and teachers need to do their own research through other tools to verify the information accuracy to ensure the quality of research and teaching.
Dr. Jing Jian Xiao
University of Rhode Island
Read the Original
This page is a summary of: AI and personal finance: evaluating rules of thumb generated by ChatGPT, International Journal of Bank Marketing, July 2025, Emerald,
DOI: 10.1108/ijbm-03-2025-0227.
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