All Stories

  1. Is digital payment use linked to financial vulnerability?

    Article • International Journal of Consumer Studies, October 2026, Wiley

    Dr. Jing Jian Xiao

  2. Would mobile phone use hurt life satisfaction?

    Article • Frontiers in Psychology, September 2026, Frontiers

    Dr. Jing Jian Xiao

  3. How many universities and colleges offer personal finance courses in the U.S.?

    Article • International Journal of Bank Marketing, September 2026, Emerald

    Dr. Jing Jian Xiao

  4. Consumer Behavior in AI-Assisted Shopping

    Article • Journal of Consumer Behaviour, August 2026, Wiley

    Dr. Jing Jian Xiao

  5. Who are Vulnerable among College Students?

    Article • Journal of Consumer Affairs, August 2026, Wiley

    Dr. Jing Jian Xiao

  6. Time spent on money management and subjective wellbeing

    Article • Journal of Behavioral and Experimental Finance, June 2026, Elsevier

    Dr Jose Ignacio Gimenez-Nadal, Dr. Jing Jian Xiao

  7. Measuring Financial Management Behavior in Emerging Markets

    Article • Financial Services Review, May 2026, Academy of Financial Services

    Dr. Jing Jian Xiao, Sanjeev MA

  8. Digital Financial Literacy and Credit Card Behavior

    Article • International Journal of Bank Marketing, April 2026, Emerald

    Dr. Jing Jian Xiao

  9. Consumption Values and Satisfaction with AI-Generated Product Recommendations

    Article • Journal of Retailing and Consumer Services, January 2026, Elsevier

    Dr. Jing Jian Xiao

  10. Does COVID-19 Intensify Household Financial Vulnerability?

    Article • Social Indicators Research, January 2026, Springer Science + Business Media

    Dr. Jing Jian Xiao

  11. Factors associated with estate planning behavior

    Article • International Journal of Bank Marketing, October 2025, Emerald

    Dr. Jing Jian Xiao

  12. AI and Personal Finance

    Article • International Journal of Bank Marketing, July 2025, Emerald

    Dr. Jing Jian Xiao

  13. AI in Financial Literacy Research

    Article • Journal of Financial Counseling and Planning, July 2025, Springer Publishing Company

    Dr. Jing Jian Xiao

  14. AI and Consumer Financial Behavior: A Review

    Article • Journal of Consumer Behaviour, April 2025, Wiley

    Dr. Jing Jian Xiao

  15. Overview of consumer financial behavior research

    Article • June 2023, Edward Elgar Publishing

    Dr. Jing Jian Xiao

  16. Financial Capability: A Conceptual Review

    Article • International Journal of Bank Marketing, September 2022, Emerald

    Dr. Jing Jian Xiao

  17. Good debt, bad debt: family debt portfolios and financial burdens

    Article • International Journal of Bank Marketing, January 2022, Emerald

    Dr. Jing Jian Xiao

  18. Consumer finance / household finance: the definition and scope

    Article • China Finance Review International, June 2020, Emerald

    Dr. Jing Jian Xiao

  19. Three Decades of the Journal of Financial Counseling and Planning

    Article • Journal of Financial Counseling and Planning, March 2020, Springer Publishing Company

    Sherman Hanna, Dr. Jing Jian Xiao, Professor Amanda K Izenstark, Frances Lawrence Lawrence

  20. Debt types and burdens by family structures

    Article • International Journal of Bank Marketing, February 2020, Emerald

    Dr. Jing Jian Xiao

  21. Financing knowledge, risk attitude and P2P borrowing in China

    Article • International Journal of Consumer Studies, October 2018, Wiley

    Dr. Jing Jian Xiao

  22. Understanding consumer budgeting behaviour

    Article • International Journal of Consumer Studies, July 2018, Wiley

    Dr. Jing Jian Xiao

  23. Present Bias and Financial Behavior

    Article • SSRN Electronic Journal, January 2018, Elsevier

    Dr. Jing Jian Xiao, Nilton Porto

  24. Household characteristics and the change of financial risk tolerance during the financial crisis in the United States

    Article • International Journal of Consumer Studies, April 2017, Wiley

    Dr. Jing Jian Xiao

  25. Increasing journal impact using new methods and search tools

    Article • Journal of Financial Counseling and Planning, January 2017, Springer Publishing Company

    Professor Amanda K Izenstark, Dr. Jing Jian Xiao

  26. Factors associated with the family migration of farmer-workers in China

    Article • Chinese Sociological Dialogue, December 2016, SAGE Publications

    Dr. Jing Jian Xiao

  27. Consumer financial education and financial capability

    Article • International Journal of Consumer Studies, May 2016, Wiley

    Dr. Jing Jian Xiao

  28. Financial Literacy, Portfolio Choice and Financial Well-Being

    Article • Social Indicators Research, March 2016, Springer Science + Business Media

    Dr. Jing Jian Xiao

  29. Career Preparation of High School Students: A Multi-Country Study

    Article • Youth & Society, March 2016, SAGE Publications

    Dr. Jing Jian Xiao

  30. Handbook of Consumer Finance Research

    Article • January 2016, Springer Science + Business Media

    Dr. Jing Jian Xiao

  31. Consumer Financial Capability and Wellbeing

    Article • January 2016, Springer Science + Business Media

    Dr. Jing Jian Xiao

  32. Age differences in consumer financial capability

    Article • International Journal of Consumer Studies, June 2015, Wiley

    Dr. Jing Jian Xiao

  33. Consumer Economic Wellbeing

    Article • January 2015, Springer Science + Business Media

    Dr. Jing Jian Xiao

  34. Earlier financial literacy and later financial behaviour of college students

    Article • International Journal of Consumer Studies, July 2014, Wiley

    Dr. Jing Jian Xiao

  35. Factors associated with financial independence of young adults

    Article • International Journal of Consumer Studies, May 2014, Wiley

    Dr. Jing Jian Xiao

  36. Effects of Age on Saving Motives of Chinese Urban Consumers

    Article • Journal of Family and Economic Issues, March 2014, Springer Science + Business Media

    Dr. Jing Jian Xiao

  37. Consumer debt delinquency by family lifecycle categories

    Article • International Journal of Bank Marketing, January 2014, Emerald

    Dr. Jing Jian Xiao

  38. Consumer Finance and Social Indicators in China

    Article • Social Indicators Research, January 2014, Springer Science + Business Media

    Dr. Jing Jian Xiao

  39. Financial Adaptation Among College Students: Helping Students Cope with Financial Strain

    Article • Journal of College Student Development, January 2014, Project Muse

    Dr. Jing Jian Xiao

  40. Consumer Financial Capability and Financial Satisfaction

    Article • Social Indicators Research, August 2013, Springer Science + Business Media

    Dr. Jing Jian Xiao

  41. Family Economic Well-Being

    Article • January 2013, Springer Science + Business Media

    Dr. Jing Jian Xiao

  42. From the Editor: Final Words

    Article • Journal of Family and Economic Issues, November 2011, Springer Science + Business Media

    Dr. Jing Jian Xiao

  43. Antecedents and Consequences of Risky Credit Behavior Among College Students: Application and Extension of the Theory of Planned Behavior

    Article • Journal of Marketing & Public Policy, November 2011, SAGE Publications

    Dr. Jing Jian Xiao

  44. Consumer Financial Behavior: An Interdisciplinary Review of Selected Theories and Research

    Article • Journal of Family and Consumer Sciences, May 2011, Wiley

    Dr. Jing Jian Xiao

  45. Perceived Social Policy Fairness and Subjective Wellbeing: Evidence from China

    Article • Social Indicators Research, April 2011, Springer Science + Business Media

    Dr. Jing Jian Xiao

  46. From the Editor

    Article • Journal of Family and Economic Issues, January 2011, Springer Science + Business Media

    Dr. Jing Jian Xiao

  47. Consumer Debt Delinquency Over Life Cycle Stages

    Article • SSRN Electronic Journal, January 2011, Elsevier

    Dr. Jing Jian Xiao

  48. Sustainable Consumption and Life Satisfaction

    Article • Social Indicators Research, October 2010, Springer Science + Business Media

    Dr. Jing Jian Xiao

  49. Consumer Biases and Competences in Company Stock Holdings

    Article • Journal of Consumer Affairs, March 2010, Wiley

    Dr. Jing Jian Xiao

  50. From the Editor

    Article • Journal of Family and Economic Issues, November 2009, Springer Science + Business Media

    Dr. Jing Jian Xiao

  51. Pathways to life success: A conceptual model of financial well-being for young adults

    Article • Journal of Applied Developmental Psychology, November 2009, Elsevier

    Dr. Jing Jian Xiao

  52. Understanding the psychological process underlying customer satisfaction and retention in a relational service

    Article • Journal of Business Research, November 2009, Elsevier

    Dr. Jing Jian Xiao

  53. Financial Socialization of First-year College Students: The Roles of Parents, Work, and Education

    Article • Journal of Youth and Adolescence, July 2009, Springer Science + Business Media

    Dr. Jing Jian Xiao

  54. Buying behavior, social support and credit card indebtedness of college students

    Article • International Journal of Consumer Studies, January 2009, Wiley

    Dr. Jing Jian Xiao

  55. From the Editor: Toward an Interdisciplinary Approach

    Article • Journal of Family and Economic Issues, November 2008, Springer Science + Business Media

    Dr. Jing Jian Xiao

  56. Acting for Happiness: Financial Behavior and Life Satisfaction of College Students

    Article • Social Indicators Research, July 2008, Springer Science + Business Media

    Dr. Jing Jian Xiao

  57. Handbook of Consumer Finance Research

    Article • January 2008, Springer Science + Business Media

    Dr. Jing Jian Xiao

  58. From the Editor

    Article • Journal of Family and Economic Issues, November 2007, Springer Science + Business Media

    Dr. Jing Jian Xiao

  59. From the editor

    Article • Journal of Family and Economic Issues, December 2006, Springer Science + Business Media

    Dr. Jing Jian Xiao

  60. Applying Behavior Theories to Financial Behavior

    Article • Springer Science + Business Media

    Dr. Jing Jian Xiao