What is it about?

Based on the interviews of women business-owners in Bangladesh, the research explains different gender-specific problems at the public and private places in applying for loans for their small firms. It also informs how women business-owners are dependent on husbands to manage such instances. While the existing studies are mostly Western nations focused, this study provides novel insights on gender subordination of women business-owners in a highly patriarchal developing country.

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Why is it important?

The existing studies regarding bank loans access of women entrepreneurs is mostly focused on gender discrimination by lending officers in developed economies. However, this study provides unique views on how women face other patriarchal problems in getting access to bank loans in a patriarchal developing context. The study also provides policy recommendations to overcome the barriers in supporting women’s empowerment through entrepreneurial ventures.


As the research on women entrepreneurs’ bank loan application is mostly focused on developed countries, I consider that many other patriarchal problems have not get attention that exist in patriarchal developing nations. I believe that this paper provides interesting insights on diversified gender-specific problems of women entrepreneurs and the way they overcome those.

Jasmine Jaim
Jahangirnagar University

Read the Original

This page is a summary of: Bank loans access for women business-owners in Bangladesh: Obstacles and dependence on husbands, Journal of Small Business Management, April 2020, Taylor & Francis,
DOI: 10.1080/00472778.2020.1727233.
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