What is it about?
The study focused on developing an insight into the decision-making process which lenders employ in granting loans to SME borrowers.
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Why is it important?
This study was able to clearly established the key factors that inform the decision of financial institutions in granting loan request from Small and Medium Size borrowers. Thus, the findings of this study goes a long way in helping potential SME borrowers with the requisite information the financial institutions they intend to borrow from require.
Perspectives
This study afforded me the opportunity to learn a great deal from my co-authors who happen to come from the business field. The interdisciplinary approach to this paper made it more appealing to both the academia and industry. A number of authors from different parts of the globe have even requested for the instruments we used for the study in order to enable them to replicate this study in their geographical location. There is the need to extend this work by looking at it from the regional bloc level.
KWABENA NKANSAH DARFOR
University of Cape Coast
Read the Original
This page is a summary of: Criteria for Assessing Small and Medium Enterprises’ Borrowers in Ghana, International Business Research, September 2011, Canadian Center of Science and Education,
DOI: 10.5539/ibr.v4n4p132.
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