What is it about?
This paper examined the Willingness to pay (WTP) for the use of the CBHIS and premium amounts WTP in rural parts of Lagos State.
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Why is it important?
The Nigerian population has a predominantly rural populace and over 90% of the population do not have access to the National Health Insurance scheme due to the highly informal nature of the economy. The use of the Community Based Health Insurance Scheme (CBHIS) is vital to health status especially among pregnant women given that the Nigerian economy is the second largest contributor to global under-five and maternal deaths
Perspectives
Results of the study suggest that income, employment status, household size, marital status and distance to the CBHIS significantly determine the WTP for the use of the CBHIS. Use of the CBHIS would be relatively high when monthly premium is set at N 500. The average amounts that pregnant women are WTP for use of the scheme was about N1,186.40 (US $6.02) per month. Efforts meant to raise the use of the CBHIS in rural communities by pregnant women, should incorporate strategies that will reduce premium payment below existing rate and create enlightenment of benefits of the scheme particularly for women in self-employment.
Dr Uche Abamba Osakede
Bowen University
Read the Original
This page is a summary of: WILLINGNESS TO PAY FOR COMMUNITY BASED HEALTH INSURANCE SCHEME AMONG PREGNANT WOMEN IN LAGOS STATE., African Journal of Health Economics, January 2016, Health Policy Research Group, College of Medicine, University of Nigeria Enugu Campus,
DOI: 10.35202/ajhe.2016.5203.
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