What is it about?

This article examines the impact of the Affordable Care Act(ACA) on health insurance instability, a major factor in health outcomes. Using 2006-2016 panel survey data, seven insurance patterns are identified and analyzed across several variables.

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Why is it important?

In the years immediately following implementation of the Affordable Care Act (ACA), the US population exhibited the lowest ever-uninsured rate, with largest impact on young adults, low-income families, Hispanics, and the population in the western US.

Perspectives

While the ACA reduced insurance instability in the US, over 25% of the population continued to have insurance gaps over a two-year period, and disparities continued between income groups, racial/ethnic groups and regions. Any diminution or repeal of ACA would be likely to exacerbate insurance instability and these disparities.

Professor Kent A Jones
Babson College

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This page is a summary of: Insurance patterns and instability from 2006 to 2016, BMC Health Services Research, April 2020, Springer Science + Business Media,
DOI: 10.1186/s12913-020-05226-1.
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