What is it about?
Higher Education loans that are income contingent have gendered implications due to the gender wage gap. In Australia, the initial repayment threshold was recently lowered to increase the repayment rate of women. This paper uses a household survey to understand the rate of repayment of women in comparison to men, to test claims that women don't pay their way. I find that men repay their students loans faster than women, but that women still pay off their student loans.
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Why is it important?
It is important to test the gender implications of policies. Increasing knowledge and acknowledgement of the gender pay gap and gender inequalities mean that some policies can unwittingly contribute to widening the gender wealth gap.
Perspectives
The rising levels of student education debt held by people is concerning. The lack of knowledge that students have about their student loan debt is also concerning. Of further concern is that education providers don't take responsibility to educate students about the debt. This is why I am interested in writing about student debt and advocating for students.
Tracey West
Griffith University
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This page is a summary of: Women pay their way on income contingent student debt, Policy Futures in Education, December 2019, SAGE Publications,
DOI: 10.1177/1478210319895182.
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