What is it about?

Paying off the interest without preconditions is recommended strongly by the Prophet (PBUH). If Islamic society follows his advice, this will become a prevalent custom (ʿurf) among Muslims. According to Islamic schools, such custom is considered valid and necessary to follow. In that case, all Muslims will be required to follow this custom and they will all have to pay interest on their loans.

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Why is it important?

To solve the challenge of usury (ribā) and allow the payment of interest on loans, we proceed with forming a social custom. The importance of using this formula is that: 1- This formula is completely based on the traditional structure, method and sources of jurisprudence and is acceptable for Islamic traditionalist researchers; 2- It does not use covering operations or redefining the concept of usury (which has been done in previous studies); 3- It establishes the obligation to pay interest on all loans based on the traditions of the Prophet.


Writing this article is a very interesting experience for me; because the valuable opinions of the reviewers of the Arab law quarterly journal, along with the feedback that other researchers sent me, have opened up new horizons in Islamic financial discussions for me, which can undoubtedly become a field for more cooperation and wider research in the future.

Javad Fakhkhar Toosi

Read the Original

This page is a summary of: Ribā and Paying Off Non-stipulated Interest: The Capability to Become a Prevalent Custom (ʿUrf) in Islamic Society, Arab Law Quarterly, June 2022, Brill,
DOI: 10.1163/15730255-bja10118.
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