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Islamic banking in practice is involved in money creation, and this raises the question of how such a practice conforms to Shari'ah in objectives, letters, and spirit. This study has developed a Shari'ah Based FinTech Money Creation Free [SFMCF] Model for Islamic Banking and empirically validated its viability and acceptability.

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This page is a summary of: Developing a Shari’ah based FinTech money creation free [SFMCF] model for Islamic banking, International Journal of Islamic and Middle Eastern Finance and Management, December 2021, Emerald, DOI: 10.1108/imefm-05-2021-0189.
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