What is it about?
As incomes fall, people are more likely to borrow to smooth consumption. We investigated the impacted of savings on access to credit. it was revealed that those with savings are less likely to be credit constrained.
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Why is it important?
Our findings shows that Savings is a good determinant of credit acquisition and it must be given the necessary attention
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This page is a summary of: The role of savings mobilization on access to credit: a case study of smallholder farmers in Ghana, Agricultural Finance Review, December 2019, Emerald,
DOI: 10.1108/afr-05-2019-0055.
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