What is it about?

Kenya's community savings groups can revolutionize access to housing finance in emerging markets based on the experiences of industrialized counterparts.

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Why is it important?

Conventional wisdom hold that housing finance sector development in developing countries is difficult--if not a lost cause. This research demonstrates the potential for emerging markets to improve upon the fundamentals of savings and lending activities as occurred in North America and Europe.


The collective aggregation of capital at the community-level is a powerful force that can advance housing finance in developing countries if properly nurtured.

Executive Director Christopher Feather
Kalamu Consulting

Read the Original

This page is a summary of: Strengthening housing finance in emerging markets: the savings and credit cooperative organisation (SACCO) model in Kenya, Housing Studies, April 2019, Taylor & Francis, DOI: 10.1080/02673037.2019.1584663.
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