Contracts, Structures, and Computation Mechanisms of Islamic Bank Retail Financing Products: A Critical Assessment

  • Buerhan Saiti, Hishamuddin Abdul Wahab, Khaliq Ahmad
  • October 2016, Springer Science + Business Media
  • DOI: 10.1007/978-3-319-45910-3_5

It discusses the Islamic bank retail financing, its instruments and operations.

Photo by Markus Winkler on Unsplash

Photo by Markus Winkler on Unsplash

What is it about?

The discussion demonstrates that it is essential to have a banking system based on Shariah principles which fulfill needs of Muslim consumers.

Why is it important?

More and more instruments are necessary to provide options to Muslim consumers who are shariah comliant people.


Professor Khaliq Ahmad bin Mohamad
Qassim University

The availability of various personal financing instruments in Islamic banks allows Muslim consumers to achieve their financing needs. Moving forward, more variety of instruments which invite less Shariah issues must be offered in the market to ensure a more vibrant Islamic banking system.

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The following have contributed to this page: Professor Khaliq Ahmad bin Mohamad and BURHAN ULUYOL