What is it about?
In this paper, we would like to know whether microfinance has effects on poverty reduction in Mali and if the effect varies according to the gender of the beneficiaries.
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Why is it important?
It is important as the issue of gender is particularly relevant in the Malian context. The potential opportunities offered through accessing microfinance services are non-negligeable and the findings show that microfinance in Mali has a positive impact on poverty alleviation in total and higher on female than on male beneficiaries.
Perspectives
In light of these results, microcredit in the Malian case seems to be efficient in alleviating poverty for both men and women. MFIs should target men in rural areas. Although this may lead to higher distribution costs in the short term, in the long term it may reduce the risks and lead to higher profits. Donors should provide support to women entrepreneurs so that their initial learning curve is enhanced and so they can benefit from microfinance loans even in the short term.
Mr YAYA KOLOMA
African Development Bank
Read the Original
This page is a summary of: Gendered Impact of Microcredit in Mali: An Evaluation by Propensity Score Matching, Strategic Change, November 2014, Wiley,
DOI: 10.1002/jsc.1993.
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