All Stories

  1. Financial Coaching in Practice: Findings From a Survey of Financial Coaches

    Article • Journal of Financial Counseling and Planning, November 2021, Springer Publishing Company

    Dr J Michael Collins

  2. Financial Capability for All: Training Human Service Professionals to Work with Vulnerable Families

    Article • Journal of Consumer Affairs, October 2018, Wiley

    Dr J Michael Collins

  3. Food Insecurity, Financial Shocks, and Financial Coping Strategies among Households with Elementary School Children in Wisconsin

    Article • Journal of Consumer Affairs, November 2017, Wiley

    Dr J Michael Collins

  4. The Impact of Electronic Payments for Vulnerable Consumers: Evidence from Social Security

    Article • Journal of Consumer Affairs, January 2017, Wiley

    Dr J Michael Collins, Drew M. Anderson

  5. Incentives for Loan Repayments: Evidence from a Randomized Field Study

    Article • Journal of Consumer Affairs, January 2017, Wiley

    Dr J Michael Collins

  6. Using Field Experiments to Evaluate the Impact of Financial Planning and Counseling Interventions

    Article • Journal of Financial Counseling and Planning, January 2017, Springer Publishing Company

    Dr J Michael Collins

  7. A Framework for Developing and Testing Financial Capability Education Programs Targeted to Elementary Schools

    Article • The Journal of Economic Education, January 2015, Taylor & Francis

    Dr J Michael Collins

  8. Experimental Evidence on the Effects of Financial Education on Elementary School Students' Knowledge, Behavior, and Attitudes

    Article • Journal of Consumer Affairs, December 2014, Wiley

    Dr J Michael Collins

  9. Effects of Monitoring on Mortgage Delinquency: Evidence From a Randomized Field Study

    Article • Journal of Policy Analysis and Management, November 2014, Wiley

    Dr J Michael Collins

  10. Mandatory Mediation and the Renegotiation of Mortgage Contracts

    Article • The Economic Journal, March 2014, Oxford University Press (OUP)

    Dr J Michael Collins

  11. Measuring the Impacts of Financial Literacy: Challenges for Community-Based Financial Education

    Article • New Directions for Adult and Continuing Education, March 2014, Wiley

    Dr J Michael Collins

  12. Protecting Mortgage Borrowers through Risk Awareness: Evidence from Variations in State Laws

    Article • Journal of Consumer Affairs, February 2014, Wiley

    Dr J Michael Collins

  13. The impacts of mandatory financial education: Evidence from a randomized field study

    Article • Journal of Economic Behavior & Organization, November 2013, Elsevier

    Dr J Michael Collins

  14. Borrowing Capacity and Financial Decisions of Low-to-Moderate Income First-Time Homebuyers

    Article • Journal of Consumer Affairs, October 2013, Wiley

    Dr J Michael Collins

  15. Protecting Minority Homeowners: Race, Foreclosure Counseling and Mortgage Modifications

    Article • Journal of Consumer Affairs, April 2013, Wiley

    Dr J Michael Collins

  16. Building the Capacity of Social Workers to Enhance Financial Capability and Asset Development

    Article • February 2013, Oxford University Press (OUP)

    Dr J Michael Collins

  17. The Application of Coaching Techniques to Financial Issues

    Article • Journal of Financial Therapy, January 2012, New Prairie Press

    Dr J Michael Collins

  18. Improving Financial Literacy: The Role of Nonprofit Providers

    Article • October 2011, Oxford University Press (OUP)

    Dr J Michael Collins

  19. Mortgage Mistakes? Demographic Factors Associated with Problematic Loan Application Behaviors

    Article • Journal of Family and Economic Issues, September 2011, Springer Science + Business Media

    Dr J Michael Collins

  20. How good is the GFE? How truthful is the TILA? Comparing mortgage loan disclosures to settlement documents

    Article • Housing Policy Debate, September 2011, Taylor & Francis

    Dr J Michael Collins

  21. State mortgage foreclosure policies and lender interventions: Impacts on borrower behavior in default

    Article • Journal of Policy Analysis and Management, January 2011, Wiley

    Dr J Michael Collins

  22. The Role of Default Counseling for Mortgage Borrowers in Financial Distress

    Article • January 2011, Springer Science + Business Media

    Dr J Michael Collins

  23. Financial Education and Counseling-Still Holding Promise

    Article • Journal of Consumer Affairs, September 2010, Wiley

    Dr J Michael Collins

  24. Exploring the Design of Financial Counseling for Mortgage Borrowers in Default

    Article • Journal of Family and Economic Issues, March 2007, Springer Science + Business Media

    Dr J Michael Collins

  25. Financial Advice: A Substitute for Financial Literacy?

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  26. Improving Financial Literacy: The Role of Nonprofit Providers

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  27. Still Holding Out Promise: A Review of Financial Literacy Education and Financial Counseling Studies

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  28. The Impacts of Mandatory Financial Education: Evidence from a Randomized Field Study

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  29. Educating the Experts: Online Financial Education for Credit Union Employees

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  30. Financial Education and Counseling - Still Holding Promise

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  31. State Mandated Financial Education and the Credit Behavior of Young Adults

    Article • SSRN Electronic Journal, Social Science Electronic Publishing

    Dr J Michael Collins

  32. A Framework for Developing and Testing Financial Capability Programs Targeted to Elementary Schools

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  33. Estimating the Effects of Foreclosure Counseling for Troubled Borrowers

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  34. Mandatory Mediation and Mortgage Contracts

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  35. Mortgage Mistakes? Demographic Factors Associated with Problematic Loan Application Behaviors

    Article • SSRN Electronic Journal, Elsevier

    Dr J Michael Collins

  36. Who Receives a Mortgage Modification? Race and Income Differentials in Loan Workouts

    Article • SSRN Electronic Journal, Social Science Electronic Publishing

    Dr J Michael Collins

  37. State Mortgage Foreclosure Policies and Lender Interventions: Impacts on Borrower Behavior in Default

    Article • SSRN Electronic Journal, Social Science Electronic Publishing

    Dr J Michael Collins

  38. Protecting Homeowners: Foreclosure Counseling Policies and Modifications of Mortgage Terms

    Article • SSRN Electronic Journal, Social Science Electronic Publishing

    Dr J Michael Collins

  39. How Good is the Good Faith Estimate? How Truthful is the Truth in Lending Act? Comparing Mortgage Loan Disclosures to Settlement Documents

    Article • SSRN Electronic Journal, Social Science Electronic Publishing

    Dr J Michael Collins

  40. You Could Lose Your Home: The Effects of State Policies Mandating Subprime Mortgage Risk Disclosures on Consumer Evaluations of Loan Offers

    Article • SSRN Electronic Journal, Social Science Electronic Publishing

    Dr J Michael Collins