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  1. Does microtakaful improve the financial status of women small-entrepreneurs? An insight from Malaysian B40 women’s entrepreneurship

    Article • Journal of Islamic Accounting and Business Research, December 2025, Emerald

    Muh Zul Hazmi Rapi

  2. Decentralized finance (DeFi) for financial institutions: a sentiment analysis and Islamic perspective

    Article • Journal of Islamic Marketing, November 2025, Emerald

    Muh Zul Hazmi Rapi

  3. Customers’ legal awareness and legal understanding on the contract of adhesion for Islamic home financing in Malaysia

    Article • Journal of Islamic Accounting and Business Research, November 2025, Emerald

    Muh Zul Hazmi Rapi